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Disclosures

Source notes and clarifications for the claims and ranges Funeral Home Loans publishes.

1 Lender-paid — no cost to the borrower

Funeral Home Loans is compensated by the lenders on our panel on funded loans. Borrowers pay nothing to use the matching service, submit a pre-qualification, or receive a shortlist of matched lenders. The lender-paid fee does not increase the cost of your loan; it is separate from and does not affect the APR or fees the lender charges you.

2 How matching works and when data is shared

When you submit a pre-qualification or application, Funeral Home Loans shares the profile fields needed for underwriting appetite-matching with Lendflow (our intake technology partner) and, once you select a specific lender, with that lender. Data is shared with the lender you select — not with every lender on the panel. The lender is identified to you before you proceed so you can review its privacy policy and terms.

3 Estimated timelines are illustrative

Any funding timeline shown on this site is illustrative and represents a general range for the loan type described. SBA 7(a) acquisition loans typically take 60–90 days from completed application to funding; conventional acquisition loans vary by lender and deal complexity. Actual timelines depend on the lender's underwriting process, the business appraisal, SBA processing (for SBA loans), title work, and the complexity of the acquisition structure. Funeral Home Loans does not control and does not guarantee any funding timeline.

4 Loan and rate ranges are illustrative

Loan amount ranges and interest rate ranges shown on this site represent the published program parameters of lenders on our panel and are illustrative of what qualified buyers may be eligible for. Actual approved amounts and rates depend on the lender's underwriting criteria, the borrower's credit profile, the acquisition price and structure, the target business's cash flow, and the down payment. Nothing on this site is a loan offer, pre-qualification, or credit decision.

5 Composite scenarios are illustrative

Acquisition scenarios displayed on this site are composite illustrations constructed from the types of funeral-home acquisition inquiries our intake commonly sees, paired with realistic loan-amount bands and buyer profiles. They do not represent specific buyers, transactions, funded loans, or guaranteed outcomes. When real anonymized funded-loan records are available with a stamped sourcing date, we will replace composites with real records and label the change explicitly.