Effective . Last updated .
These Terms of Service (the “Terms”) govern your use of funeralhomeacquisitionloans.com and the related pre-qualification, matching, and follow-up services offered by TCopyCats LLC (operating as Funeral Home Loans). By using the site, submitting a pre-qualification or loan application, or otherwise engaging with the service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the site.
Funeral Home Loans is operated by TCopyCats LLC, a Wyoming limited liability company. When these Terms say “Funeral Home Loans,” “we,” “us,” or “our,” they mean TCopyCats LLC. When they say “you” or “your,” they mean the individual using the site. Questions about these Terms can be sent to angelo@funeralhomeacquisitionloans.com.
Funeral Home Loans is a lead-generation and matching service that connects prospective funeral-home buyers with commercial lenders that fund business acquisitions, including SBA 7(a) loans, conventional acquisition financing, and seller-backed structures. We route inquiries to lenders on our panel whose programs and underwriting appetite fit the buyer’s stated profile.
Funeral Home Loans is not a lender. We do not extend credit, make credit decisions, issue pre-approvals, or guarantee any funding outcome. Approval decisions, loan amounts, interest rates, fees, and timelines are determined solely by each lender and depend on the lender’s own underwriting criteria and the borrower’s profile. You will receive and review full lender terms before signing anything.
The /qualify pre-qualification estimator on this site is an illustrative tool designed to help prospective buyers scope a potential acquisition loan. The ranges and scenarios it displays are based on deterministic logic using the inputs you provide and are not a loan offer, pre-qualification, credit decision, or commitment by any lender or by Funeral Home Loans.
Funeral Home Loans is lender-paid. Lenders on our panel compensate us on funded loans. Borrowers pay nothing to use the matching service, submit a pre-qualification, or receive a shortlist of matched lenders.
To use the site you must:
The service is not directed to residents outside the United States or to minors. If you do not meet the eligibility criteria above, you may not use the site.
When you submit a pre-qualification or loan application, you agree that the information you provide is true, complete, and current to the best of your knowledge. You authorize Funeral Home Loans and the matched lenders identified at submission to verify the information you submit.
You acknowledge that the /applyflow is powered by Lendflow, our intake technology partner. Application data you enter into the Lendflow widget is processed by Lendflow under its own terms and privacy policy in addition to ours. Lendflow may perform a soft credit inquiry as part of the matching process; a soft inquiry is not visible to other lenders and does not affect your credit score. Any hard credit pull is performed by the lender you select after you review and choose to proceed with that lender’s terms.
Once you select a lender from your shortlist and proceed with that lender, the loan documents, disclosures, and privacy notices issued by that lender govern the loan. Funeral Home Loans is not a party to the loan, does not service the loan, and does not guarantee any lender’s offer, APR, term, funding decision, or performance. Any commitments about funding, pricing, or timing come from the lender directly — not from Funeral Home Loans — and you should rely only on what the lender puts in writing in its own disclosures and contract.
Funeral Home Loans is lender-paid: the lenders on our panel pay us a referral fee on funded loans. This compensation does not increase the cost of your loan. Borrowers using the matching service pay nothing to Funeral Home Loans for the matching, the pre-qualification estimator, or the shortlist.
You agree not to use the site or the service to:
We may suspend or terminate access to any user who violates this section, with or without notice. See §15.
The funeralhomeacquisitionloans.com site — including its content, estimators, methodology copy, layout, source code, and visual design — is owned by TCopyCats LLC or licensed to it and is protected by U.S. and international intellectual-property laws. Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the site for its intended purpose (researching acquisition financing options and submitting an inquiry on your own behalf). You may not copy, redistribute, republish, scrape, or build a derivative product on top of the site or its content without our prior written permission.
The service relies on a small set of third parties, each with a specific role:
/apply and powers the lender-matching flow.Your use of any third-party flow (for example, completing the Lendflow application widget or signing a loan agreement with a selected lender) is subject to that party’s own terms and privacy policy. Funeral Home Loans is not responsible for the performance, decisions, content, or omissions of any third party.
The site and the matching service are provided “as is” and “as available”, without warranties of any kind, whether express, implied, or statutory, including without limitation implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Funeral Home Loans does not warrant that the site will be uninterrupted or error-free, that defects will be corrected, or that the site or the servers that make it available are free of harmful components.
Funeral Home Loans does not warrant or guarantee any funding outcome, APR, term, approval, or funding timeline. Rate ranges and loan amount ranges described on the site are illustrative, represent published program parameters of panel lenders, and are not offers, quotes, pre-qualifications, or commitments. The /qualifyestimator is an illustrative tool — it is nota credit decision or commitment by Funeral Home Loans or by any lender. SBA 7(a) loan approval depends on SBA and lender underwriting criteria that are outside Funeral Home Loans’ control.
To the maximum extent permitted by applicable law, TCopyCats LLC’s aggregate liability to you arising out of or relating to these Terms or the service, whether in contract, tort (including negligence), strict liability, or any other theory, will not exceed the greater of (a) one hundred U.S. dollars ($100) or (b) the total amount of fees you paid to Funeral Home Loans in the twelve (12) months preceding the event giving rise to the claim (typically zero, because borrowers using the matching service pay nothing to Funeral Home Loans). In no event will Funeral Home Loans or TCopyCats LLC be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages — including lost profits, lost revenue, lost data, business interruption, or cost of substitute services — even if advised of the possibility of such damages. Nothing in this section limits liability that cannot be waived or limited under Texas law, including liability for gross negligence, willful misconduct, or any non-waivable statutory liability.
You agree to defend, indemnify, and hold harmless TCopyCats LLC and its officers, directors, members, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with (a) your use or misuse of the site or the service, (b) information you submitted that was false, misleading, or unauthorized, (c) your breach of these Terms, or (d) your violation of any applicable law or the rights of any third party.
These Terms and any dispute arising out of or relating to them or to the service are governed by Texas law, without regard to its conflict-of-laws principles. Exclusive venue for any dispute is in the state and federal courts located in Dallas County, Texas, and each party irrevocably consents to the personal jurisdiction of those courts and waives any objection to venue or to inconvenient forum in Dallas County.
All disputes between you and Funeral Home Loans must be brought individually. You and Funeral Home Loans agree that neither party will bring or participate in any class action, collective action, consolidated action, mass action, or other representative proceeding arising out of or relating to these Terms or to the service. The courts in Dallas County retain authority to hear and decide individual disputes; this section limits only the form in which those disputes are brought, not your right to bring an individual claim.
Funeral Home Loans may suspend or terminate your access to the site or the service at any time, with or without notice, for any reason, including (without limitation) suspected violation of §7 (acceptable use) or breach of any other provision of these Terms. You may stop using the service at any time. Upon termination, the following sections survive: §8 (Intellectual property), §11 (Limitation of liability), §12 (Indemnification), §13 (Governing law and venue), §14 (No class actions), and §17 (Miscellaneous), together with any other provision that by its nature is intended to survive.
We update these Terms from time to time. When we do, the effective date at the top of the page moves and the body reflects the change. Material changes will also be flagged with an in-product notice at the top of the application flow so you see the change before submitting a new application. Your continued use of the site after the new effective date means you accept the updated Terms; if you do not accept an update, stop using the site.
Questions about these Terms: angelo@funeralhomeacquisitionloans.com.
TCopyCats LLC (operating as Funeral Home Loans)Draft pending counsel review. For inquiries, call (307) 317-0801.